एलआयसी सर्वोत्तम

एलआयसी सर्वोत्तम

विमा नियमन व विकास प्राधिकरण अर्थात 'इर्डा'ने २०१२-१३साठी जाहीर केलेल्या आकडेवारीत विमाधारकांनी केलेले दावे स्वीकारण्यात एलआयसी अव्वल ठरली आहे.

२०१२-१३ या वर्षांत एलआयसीने दायित्व स्वीकारल्याची टक्केवारी ९५.६६ आहे. दुसऱ्या क्रमांकावर स्टार युनियन दाइची असून तिची दावे स्वीकारण्याची टक्केवारी ८०.०६ आहे. तिसऱ्या क्रमांकावर सहारा लाइफ असून त्यांची टक्केवारी ८३.२० अशी आहे, पण दोन्ही कंपन्यांच्या पॉलिसीधारकांचे प्रमाण एलआयसीच्या तुलनेत खूप कमी व नगण्य आहे.

जेव्हा घरातील कर्त्यां माणसाच्या निधनामुळे त्या कुटुंबाचे उत्पन्न थांबते अशा वेळी विम्याचा दावा लवकरात लवकर स्वीकारून विम्याच्या नामनिर्देशित व्यक्तीस लवकरात लवकर दाव्याची रक्कम मिळणे अपेक्षित आहे. तीन महिन्यांच्या आत, तीन ते सहा महिने व सहा महिन्यांहून अधिक अशी दाव्यांची वर्गवारी केली आहे. या तिन्ही वर्गवारीत एलआयसी अव्वल असल्याचे सिद्ध होते.
http://issuu.com/marathistockmarket/docs/arthsanket_tabloid_23_mar_14एलआयसी सर्वोत्तम
- "अर्थसंकेत"

peace of mind.

One of the best things about insurance is the way that it offers something that is very hard to find: peace of mind. Insurance enables you to live your life to the fullest without worrying about whether or not your loved ones will have the financial security they need in the future. You will know with certainty that they will be cared for and protected from any future financial difficulties that may arise. Financial security for one’s family is an immense gift indeed—and yet it is so much simpler to attain than most people realize. The key to acquiring this success and peace of mind is to establish an excellent life insurance policy that is perfectly attuned to the needs of your family. I can help—as an established insurance agent with 21 years of experience; my goal is to provide each and every one of my clients with a tailor-made policy that perfectly suits his or her needs. You deserve the peace of mind that a good policy can afford, and so do your loved ones. Give me a call today at 9820755753 to discuss your options? There’s no obligation to buy. I just want to show you how I can help.
Sincerely,
Gopal Gadgil

How LIC New Jeevan Anand can help you to create wealth as well as to meet your financial goals

LIC has recently launched a new version of its immensely popular Jeevan Anand plan known as New Jeevan Anand plan which is a combination of both living and death benefits.

New Jeevan Anand offers the policyholder an insurance cover for upto age of 100 years and, on his death, cash value to the nominees.

A 25 year old person who purchases New Jeevan Anand plan for a 30-year term with a sum assured of Rs 20 lakh, will get a life cover up to 100 and his premium payment term would end at the age of 55.

In certain situations, New Jeevan Anand plan can be more suitable for a customer than a term plan especially when a person is buying it early in life. Term plans provide substantial cover to a policyholder for a fixed tenure without the element of savings at a cheaper rate.

Let us understand this with the help of an example

A 25-year-old who has bought a term plan for 25 years will lose his risk cover at the age of 50. Buying a term plan at the age of 50 can be costlier and would also require a medical examination. At the same time there would be new financial goals such as retirement planning, education expenses for children etc.

In such a situation a New Jeevan Anand plan bought earlier would have met his needs at that stage. New Jeevan Anand plan is also an ideal plan for estate planning as it helps in the creation of wealth.

In short, New Jeevan Anand plan offers life cover for the whole life as well as a corpus which can be used for taking care of various financial goals.