Dr Subhash Chandra Show: How to build up self-confidence?

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A Complete Health Guide...

A Complete Health Guide...

EXERCISE AND FITNESS

STAMINA EXERCISES

Walking: Excellent cardiovascular benefits for the advanced age groups.. Should be done briskly with swinging of the arms. Comfortable shoes must be worn. May be done morning or evening for 30-60 minutes.
Jogging: Suitable for younger age group below 50 years. 30 minutes is all that is required and may be done continuously, or jog and walk in between when fatigued. The pace of jogging is equal to that of a brisk walkrun on soft or grassy surface. Wear comfortable clothes and breathe freely.
Swimming: For those who know how to swim, 20 minutes of continuous swimming is sufficient. Alternately swim the length of a pool 10-20 metres, rest at the end for 30 seconds, swim back. 10 such lengths is good. Use any stroke you know. They are all of almost equal cardiovascular and muscular benefit.
Cycling: For any age group. Minimum time 45-60 minutes of continuous controlled fast cycling. Cycling up slopes gives added benefit. Ordinary cycles are good enough and indoor stationary exercycles may also be used at low resistance for 45 minutes.
Games: For the fitter younger age group. Get fit first before playing games such as squash, badminton, tennis, handball, basketball, football etc.. Warm up before the games. 30-45 minutes of the game is sufficient. Weekend or once a week games must be avoided unless other fitness programmes are done on other days. Play within your capacity.
Strength Exercises:
Improve muscular strength with 10-20 repetitions of each of these movements.

STRENGTH EXERCISES

MOBILITY EXERCISES

BACK EXERCISES

YOGA

a) Yoga should preferably be done under expert supervision 2-3 times per week.

b) In case you know Yoga, we suggest that the following 'asanas' be included in your programme.
c) Each Yogasana is repeated 2-3 times except serial Nos. 1, 14 15.
d) Persons with back problems should avoid serial Nos. 2, 4, 10 12.
e) Persons with Cardiac problems, HBP, etc. should avoid serial 4 and 5.
f) This programme will not only keep you fit, but is also beneficial for those persons who have high B.P., respiratory problem, mental strain, head - aches, digestive ailments, back problems, joint problems, etc.

STANDARD YOGASANAS

1 . Stand warm up for Pawan Muktasana series.
2. Suryanamaskar (Sun Salutation) Effect - on full body including heart and circulation.
3. Ardh-halasana (30, 60, 90 degrees, double leg raises) Effect - on abdomen, legs, back reproductive organs.
4. Sarbangasana (Shoulder stand) Effect - on brain, nervous system, thyroid, circulation.
5. Halasana (Plough pose) Effect - on spine, nervous system, back, lungs.
6. Matsyasana (Fish pose) Effect - on chest, neck, thyroid, lungs.
7. Bhujangasana (Cobra pose) Effect - on lower back, reproductive organs, lungs, spine, chest, abdominal organs.
8. Salabhasana, (Locust pose) Effect - an buttocks, legs, hips, constipation, gas, digestion, etc.
9. Dhanurasana (Bow pose) Effect - on abdomen, digestion, legs, back.
10. Naukasana (Boat pose) (V sit-ups) Effect - on spine, abdomen, chest, etc.
11. Bakrasana (Half spinal twist) Effect - on spine, fat on waist, gas, digestive organs.
12. Paschmottasana (Sitting toe touch) or Padahasatasana (Standing toe touch) Effect - on digestion, spine, legs.
13. Trikonasana (Triangle) Effect - on spinal nerves, waist, digestion.
14. Pranayama (Deep breathing) 10 rounds each.
a) Anulome / Vilome - alternate nostril breathing, and
b) Kapalbhatti.. - belly breathing Effect - on lungs and respiratory system.
15. Shavasana (Corpse pose) - as often as required. Effect - on physical / mental relaxation.

YOGASANAS

GYM EXERCISES / WEIGHT TRAINING

Weight training is basically for strengthening and building up the muscles. An all-round programme must have some stretching and cardio-vascular exercises as well. In addition, weight training loads the bones thereby strengthening and protecting against osteoporosis. The points to keep in mind in weight training are as follows:
1

The ideal weight training schedule is on alternate days i.e. 3 days a week with a complete rest on weekends.

2

The systems of training different muscle groups on different days, may be good for competitive sportsmen. The best system for non-competitive sportsmen is to exercise the entire body in each session. The major muscle groups are: Upper body - Shoulders, Arms, Chest and Lower body - Back, Abdomen, Legs.

3

Suppleness and stamina can also be built up through weight training by following a body builder-type schedule. Weights are also used to stretch muscles, build muscular endurance and cardiovascular stamina by repeating each exercise by using lighter weights with more repetitions.

4

If repetition are too easy, the weight used is too little. And in case it is not possible to complete the repetitions, it means the weight carried is too heavy.

5

A repetition is one complete exercise movement from the starting point to finish and then back again to the starting point. A set is a group of repetitions of the same exercise. Therefore, for the upper body 8 repetitions is one set. For the lower body, 15 repetitions forms one set.

6

We prescribe three sets of exercises for each muscle group. However, several systems of weight training prescribe different repetitions as well as different sets.

Nutrition and Calorie Management:
Generally speaking, our daily food intake must comprise a balanced diet of 1500-2000k calories with fibre (above 75 gm) and low fat (below 30 gm). Consult your nutritionist for specific advice.

Micro - Nutrients:

The guide to healthy eating pyramid provides you a balanced diet, with ample vitamins, minerals and anti-oxidants. The therapeutic benefit of these micro-nutrients are explained below..

STRESS MANAGEMENT

Stress has existed from the time of Early Man but has now become an omnipresent phenomenon in the life of 'Modern Man'. It has pervaded all layers of life.
Stress is the bio-psycho-social response of the body to a demand, mental or physical. Stress is an arousal response the body makes, when a situation is perceived as being stressful. The impact of this arousal affects emotional as well as cognitive thinking. The impact is seen in behavioral and physiological change.. When stress is long term and chronic it leads to chronic psychosomatic ailments. While there is an undeniable link between stress and illness, optimal stress is a prerequisite for success in every task. Stress is the wind beneath your wings pushing you towards achievement. If stress can trigger off psychosomatic ailments in those living in the fast track, it can be a trigger even to those who suffer from monotony, boredom or frustration. It is therefore very essential to bring a balance between too much and too little stress.
The first step in managing stress is to develop a stress-free personality. A high self-esteem, assertive behavior and a positive attitude help in building a stress-free perception. It also helps to focus on areas where control and change are possible. Locate the source of stress and use a problem solving approach to deal with it step by step. All stress you can understand. Some you can change. Some you may have little control over. You may then need to change your attitude and response towards these stressors. Thereby reducing stress.
Any exercise programme done regularly utilizes the body's stress hormones. Exercise not only makes the body fit, but also acclimatizes the heart and lungs to increased activity, as in stressful situations. Relaxation and meditation techniques result in calming brain waves, and reducing the effects of stress. This is especially effective with stressrelated ailments such as Hypertension, Headaches, Digestive ailments, Cardiac ailments, Sleep problems to name just a few. Stress may be an irritant in your life or it may be a factor of passive existence. Change of perspective will help change this stress to an active, rewarding life. One of the best gifts of nature is sleep. Daily sleep of 6 - 8 hours helps in relaxation and repair of the body and mind. It provides sufficient time for deep - NREM and dream REM sleep restoring physical and mental health.

Stress may be an irritant in your life or it may be a factor of passive existence. Change of perspective will help change this stress to an active, rewarding life.
One of the best gifts of nature is sleep. Daily sleep of 6 to 8 hours helps in relaxation and repair of the body and mind. It provides sufficient time for deep - NREM and dream REM sleep restoring physical and mental health.

Use some of these stress defense mechanisms optimize your stress.

Quality time for family will ensure that you have a retreat called home.

Plan your career well, it will give you challenge, satisfaction security.

An assertive personality is responsible to self others. Learn this skill.

Communication is the key to relationship building. Listen better and your conflicts will slowly dissolve.

Develop a sense of humor. Learn to laugh at life, its paradoxes and at yourself.

Plan a little idleness quietness each day. You will be able to recharge.

Exercise is arousal and relaxation is the opposite. Yet both are necessary on a daily basis. Practice both.

Sleep well and you will have renewed energy to face the next day's Stresses.

Plan your time well. You only have 24 /hours a day and many important areas to fit in. A simple formula for time stress management. You could personalize it to suit your needs. Remember you can't delete any activity or reduce time for health factors.

Hours

Activity
6-8

Sleep
8-10

Work, Occupation, Study
1

Exercise
1

3 big and 2 small meals
Quality family time
6

Relaxation, personal hygiene, social
time, quiet personal time, others
24

Total time in a day

EAR, NOSE, THROAT, TEETH, EYE CARE

I. Ears

Have periodic examination of your ears, especially if you notice your hearing decreasing.

Do not put drops, oil, etc. in your ears without doctor's advise.

Do not clean the ears with pins, keys, pens, etc.

Do not remove foreign objects from the ear without a doctor's assistance.

Do not unnecessarily- clean ears after bath with ear buds, etc.

Loud noises are harmful for the ears.

Do not slap children / others on the ears.

Do not allow dirty water to enter into the ears.

In all cases of ear ache, ringing in the ears, discharge from the ears, giddiness, vertigo, nausea, vomiting etc.- immediately consult your doctor.

II. Nose

Do not squeeze a boil or pimple around the area of the nose.

Do not try and remove a foreign object from the nasal passage without a doctor's assistance.

Do not unnecessarily pick the nose or blow the nose vigorously.

Avoid unnecessary misuse of nasal drops inhalers, etc. without a doctor's approval.

Consult your doctor immediately in case of injury and breathing difficulty.

III. Throat

Avoid the.use of irritants to the throat such as smoking, chewing tobacco / paan, etc.

Avoid putting coins, marbles, pins, etc. in the mouth.

Do not shout, scream etc. this causes hoarseness. In cases of hoarseness - rest the throat without misuse till hoarseness passes. If hoarseness persists for more than 7 days, consult your doctor.

Avoid eating excessively cold/hot spicy foods.

Avoid talking when food/water is in the mouth.

Eat food calmly- avoid hurry.

In case of glandular swelling in the neck, consult your doctor.

IV. Teeth

Brush your teeth once / twice a day prior to sleeping using a medium tooth brush.

Massage your gums once a day with your finger for one minute.

Avoid using abrasive tooth powders, salt, tobacco, etc. for cleaning the teeth.

Avoid use of any other person's tooth brush.

Change your tooth brush atleast once every 90 days.

Use dental floss for removing food particles, avoid the use of pins, etc.

Do not smoke, use tobacco, chew gum, eat chocolate, candy etc.

Eat plenty of crunchy fresh vegetables and fruit.

In case of irregular, sharp, broken teeth, contact your dentist.

Do not apply medicine without consulting your doctor.

In case of tooth ache, gum bleeding, ulcers of the gum and cheek, white patches, etc., consult your dentist.

Dental check every six months; especially for growing children is essential.

Gopal Gadgil
Insurance Agent
9820755753

एलआयसी सर्वोत्तम

एलआयसी सर्वोत्तम

विमा नियमन व विकास प्राधिकरण अर्थात 'इर्डा'ने २०१२-१३साठी जाहीर केलेल्या आकडेवारीत विमाधारकांनी केलेले दावे स्वीकारण्यात एलआयसी अव्वल ठरली आहे.

२०१२-१३ या वर्षांत एलआयसीने दायित्व स्वीकारल्याची टक्केवारी ९५.६६ आहे. दुसऱ्या क्रमांकावर स्टार युनियन दाइची असून तिची दावे स्वीकारण्याची टक्केवारी ८०.०६ आहे. तिसऱ्या क्रमांकावर सहारा लाइफ असून त्यांची टक्केवारी ८३.२० अशी आहे, पण दोन्ही कंपन्यांच्या पॉलिसीधारकांचे प्रमाण एलआयसीच्या तुलनेत खूप कमी व नगण्य आहे.

जेव्हा घरातील कर्त्यां माणसाच्या निधनामुळे त्या कुटुंबाचे उत्पन्न थांबते अशा वेळी विम्याचा दावा लवकरात लवकर स्वीकारून विम्याच्या नामनिर्देशित व्यक्तीस लवकरात लवकर दाव्याची रक्कम मिळणे अपेक्षित आहे. तीन महिन्यांच्या आत, तीन ते सहा महिने व सहा महिन्यांहून अधिक अशी दाव्यांची वर्गवारी केली आहे. या तिन्ही वर्गवारीत एलआयसी अव्वल असल्याचे सिद्ध होते.
http://issuu.com/marathistockmarket/docs/arthsanket_tabloid_23_mar_14एलआयसी सर्वोत्तम
- "अर्थसंकेत"

peace of mind.

One of the best things about insurance is the way that it offers something that is very hard to find: peace of mind. Insurance enables you to live your life to the fullest without worrying about whether or not your loved ones will have the financial security they need in the future. You will know with certainty that they will be cared for and protected from any future financial difficulties that may arise. Financial security for one’s family is an immense gift indeed—and yet it is so much simpler to attain than most people realize. The key to acquiring this success and peace of mind is to establish an excellent life insurance policy that is perfectly attuned to the needs of your family. I can help—as an established insurance agent with 21 years of experience; my goal is to provide each and every one of my clients with a tailor-made policy that perfectly suits his or her needs. You deserve the peace of mind that a good policy can afford, and so do your loved ones. Give me a call today at 9820755753 to discuss your options? There’s no obligation to buy. I just want to show you how I can help.
Sincerely,
Gopal Gadgil

How LIC New Jeevan Anand can help you to create wealth as well as to meet your financial goals

LIC has recently launched a new version of its immensely popular Jeevan Anand plan known as New Jeevan Anand plan which is a combination of both living and death benefits.

New Jeevan Anand offers the policyholder an insurance cover for upto age of 100 years and, on his death, cash value to the nominees.

A 25 year old person who purchases New Jeevan Anand plan for a 30-year term with a sum assured of Rs 20 lakh, will get a life cover up to 100 and his premium payment term would end at the age of 55.

In certain situations, New Jeevan Anand plan can be more suitable for a customer than a term plan especially when a person is buying it early in life. Term plans provide substantial cover to a policyholder for a fixed tenure without the element of savings at a cheaper rate.

Let us understand this with the help of an example

A 25-year-old who has bought a term plan for 25 years will lose his risk cover at the age of 50. Buying a term plan at the age of 50 can be costlier and would also require a medical examination. At the same time there would be new financial goals such as retirement planning, education expenses for children etc.

In such a situation a New Jeevan Anand plan bought earlier would have met his needs at that stage. New Jeevan Anand plan is also an ideal plan for estate planning as it helps in the creation of wealth.

In short, New Jeevan Anand plan offers life cover for the whole life as well as a corpus which can be used for taking care of various financial goals.